How to finance your high performance pc  

If you are a computer enthusiast like me then owing a high performance pc can be expensive. If you are planning to use it for gaming or perhaps high end graphics you can expect to be spending anything from $1000 to 2000 plus on a quality rig.

So how do you finance you dream PC?

There are a number of options available to finance your PC purchase if you do not have the cash available. A number of computer suppliers provide finance but of course you will need to have a reasonably good credit score to qualify for this type of loan.

A personal loan is possibly the best way to get the finance you need. It is the cheapest form of short term finance. Again you will need to have a fairly good credit to qualify and get the best interest rate.

What if you have poor credit or no credit rating at all? You should avoid short term payday advance type loans if at all possible. The interest rate on such cash advance loans are very high and can result in serious debt problems.

The best option in this case is to borrow the cash required from a family member or a friend. That way you can avoid the credit issues and also avoid paying interest in most cases. In any event you should only borrow what you can afford to pay back.

Of course you can reduce the amount you have to borrow by building your own pc. You can make considerable savings and get a better quality machine as well. In all cases you will get better value by buying the parts and doing the assembly yourself.